Finance
134 toolsTax calculators, mortgage tools, pension planners, savings trackers
Mortgage Affordability Calculator
Use our comprehensive UK mortgage affordability calculator to see exactly how much you can borrow based on your salary, deposit, and outgoings.
Mortgage Calculator
Calculate your monthly mortgage payments, total interest and repayment cost. Compare rates and see how overpayments save you money.
UK Tax Calculator
Calculate your take-home pay after income tax, National Insurance, student loan repayments and pension contributions for the 2025/26 tax year
Child Benefit Calculator
Calculate child benefit amount including high income child benefit charge taper for earnings over £60,000
Council Tax Calculator
Look up council tax bands A to H with relative amounts, single occupancy discount and typical annual ranges
Dividend Tax Calculator
Calculate UK dividend tax across basic, higher and additional rate bands with tax-free allowance for the 2025/26 tax year
Inheritance Tax Calculator
Estimate UK inheritance tax liability with nil-rate band, residence nil-rate band and taper relief calculations
ISA Calculator
ISA savings calculator with annual allowance tracking, monthly deposits and year-by-year growth projection table
Mortgage Overpayment Calculator
See how much you could save by overpaying your mortgage. Calculate time saved, interest saved, and compare your new payoff date with your original term.
National Insurance Calculator
Calculate employee and employer National Insurance contributions by earnings with 2025/26 thresholds and rates
Pension Calculator
Calculate pension pot growth with employer and employee contributions, expected growth rate and projected retirement income
Rent vs Buy Calculator
Compare the total cost of renting versus buying a home in the UK over 5 to 25 years. Includes stamp duty, maintenance, equity, and mortgage costs.
Salary Breakdown Visualiser
See exactly where your UK salary goes. Visual breakdown of income tax, National Insurance, pension, student loan, and your monthly expenses.
UK Buy-to-Let Calculator
Calculate precise rental yields, cash flow, and monthly profit for UK buy-to-let investments. Includes SDLT surcharge and Section 24 landlord tax rules.
UK Capital Gains Tax Calculator
Calculate CGT on shares, property or business assets for 2025/26. Includes the £3,000 annual exempt amount, Business Assets Relief, and residential property rates.
UK Council Tax Calculator
Estimate your council tax by band and region. Includes single person discount and shows annual and monthly amounts based on 2025/26 rates for UK councils.
UK Dividend Tax Calculator
Calculate tax on your UK dividend income for 2025/26. Shows the £500 dividend allowance, basic (8.75%), higher (33.75%) and additional (39.35%) rates with a full breakdown.
UK Inheritance Tax Calculator
Estimate your UK inheritance tax bill. Includes nil-rate band (£325k), residence nil-rate band (£175k), spouse exemption, charity rate, and taper relief for large estates.
UK Pension Calculator
Project your pension pot at retirement. Enter your salary, contributions and growth rate to see a year-by-year forecast, tax relief breakdown and estimated retirement income.
UK Salary Sacrifice Calculator
See how much you save with salary sacrifice. Compare take-home pay before and after sacrificing for pension, cycle to work, childcare vouchers or EV lease.
UK Self-Assessment Tax Estimator
Estimate your self-assessment tax bill for 2025/26. Enter employment, self-employment, rental, dividend and other income to see your total tax, NI and payments on account.
UK Stamp Duty Calculator
Calculate UK stamp duty land tax (SDLT) for your property purchase. Supports first-time buyers, home movers, additional properties and non-UK residents
UK Student Loan Repayment Calculator
Calculate your monthly student loan repayment and see how long until it is paid off. Supports Plan 1, 2, 4, 5 and Postgraduate loans with projected timelines.
VAT Calculator
Add or remove VAT from any amount instantly. Supports UK standard (20%), reduced (5%) and zero rates. Shows the full net + VAT = gross breakdown.
Pay Rise Calculator
Compare your old and new salary to see the real impact of a pay rise. Shows monthly and weekly difference with optional inflation adjustment
Debt Payoff Calculator
Compare snowball vs avalanche debt repayment strategies with timeline visualisation and total interest comparison
Business Profit Calculator
Calculate profit margins, markup percentages, and break-even prices. Know exactly how much you're earning on each sale or what price you need to hit your profit target.
Can I Retire Early Calculator
Check if you can afford to retire early by comparing your savings to your spending needs.
Child Benefit Tax Calculator
Calculate if you'll lose child benefit due to high income and how much you'll owe back.
Childcare Cost Calculator
Calculate your annual childcare costs and see if childcare schemes like Tax-Free Childcare help.
Christmas Gift Budget Tracker
Track your Christmas gift spending with a per-person budget. See allocated, spent and remaining amounts with traffic-light indicators and overall totals.
Compound Interest Calculator
Calculate how your savings grow over time with compound interest. See year-by-year growth with optional monthly contributions
Credit Card Payoff Calculator
Calculate how long to pay off credit card debt at minimum vs fixed payments with total interest comparison
Currency Converter
Convert between 30+ major world currencies with approximate exchange rates. See converted amount, exchange rate and inverse rate for quick reference.
Debt Snowball Calculator
Compare Snowball and Avalanche debt payoff strategies. Add your debts, set an extra payment amount, and see which method gets you debt-free fastest.
Hourly to Salary Calculator
Convert hourly pay to annual salary or salary to hourly rate. See your earnings broken down by hour, day, week, bi-weekly, month and year
How Long Will My Savings Last?
Calculate how long your savings will last based on your monthly spending, income, inflation and interest. Visual countdown with milestones.
Inflation Calculator
Calculate the effect of inflation on purchasing power. See what money was worth in the past or what it will be worth in the future
Is Childcare Worth It Calculator
Calculate if returning to work with childcare costs is financially worthwhile after tax benefits.
Loan Repayment Calculator
Calculate monthly loan repayments, total interest and see how overpayments can save you time and money. Supports repayment and interest-only
Maternity Leave Planner
Plan your maternity leave dates and calculate statutory maternity pay entitlements. UK maternity benefit calculator.
Maternity Pay Calculator
Calculate how much statutory maternity pay you're entitled to based on your salary and length of employment.
Pension Income Calculator
Calculate your estimated monthly or annual income from your pension savings at retirement.
Pension Tax Free Lump Sum Calculator
Calculate how much tax-free lump sum you can take from your pension at retirement.
Retirement Countdown
Calculate your countdown to retirement. Enter your date of birth and planned retirement age (or specific date). Shows working days remaining, career progress, and freedom stats.
Savings Goal Calculator
Work out how much to save per week, fortnight, or month to hit your savings target. See a month-by-month breakdown with optional interest.
Should I Rent or Buy Calculator
Compare the financial pros and cons of renting versus buying a home in your area.
Split Bill Calculator
Split a restaurant bill between friends with tip calculation. Choose equal split or itemised mode to assign dishes to individuals.
Unit Price Calculator
Compare supermarket prices per unit to find the best deal. Add up to 6 products with different sizes and units — instantly see price per 100g, per litre, and which is best value.
Workplace Pension Calculator
Calculate how much your workplace pension will grow based on contribution rate and years to retirement.
Buy vs Subscribe Calculator
Compare whether it's cheaper to buy something outright or subscribe to a service long-term.
Discount Calculator
Calculate sale prices, discount amounts, and find original prices from discounted amounts. Two-way discount and reverse discount modes
Emergency Fund Calculator
Calculate how much emergency savings you should have based on your monthly expenses.
Markup Calculator
Calculate selling price from cost and markup percentage, or find your markup from cost and selling price. Shows profit and margin
Profit Margin Calculator
Calculate profit margin and markup from revenue and cost. Understand the difference between margin and markup with clear explanations
ROI Calculator
Calculate return on investment (ROI) and annualised return (CAGR). Enter initial investment and final value to see your returns
State Pension Age Checker
Find out what age you'll be eligible for state pension based on your date of birth.
Tip Calculator
Calculate tip amount and split the bill between friends. Preset tip percentages for quick calculation with per-person breakdown