State Pension Age Checker
Find out what age you'll be eligible for state pension based on your date of birth.
Your state pension age depends on when you were born.
When Will I Get the UK State Pension?
Currently 66 for men and women alike. Rising to 67 between 6 April 2026 and 5 March 2028 for those born from April 1960 onwards. Then to 68 (currently legislated for 2044-2046; under review for earlier increase). The exact date depends on your date of birth, with detailed cohort-by-cohort transition tables on the gov.uk State Pension age calculator.
Once you hit pension age, you can claim the New State Pension. Maximum 2024-25 rate: £221.20/week (£11,502/year) if you have 35+ years of National Insurance contributions. Lower for those with fewer NI years. Claim via gov.uk; payment monthly to your nominated bank. Pension does not start automatically - you must claim within 4 months of qualifying.
State Pension Age Timeline
| Date of Birth | State Pension Age |
|---|---|
| Before April 1953 | 65 |
| 1953-1959 | 66 (gradual transition) |
| April 1959 - April 1960 | 66 |
| April 1960 - March 1961 | 66 + months |
| April 1961 - April 1977 | 67 |
| April 1977 onwards | 68 (legislated, may be earlier) |
Frequently Asked Questions
Can I delay (defer) my pension?
Yes - deferring increases your weekly amount. From 2016: deferral adds 1% for every 9 weeks deferred (about 5.8% per year). Worth doing if you don't need the pension immediately - the increase compounds for life. Pre-2016 rules were more generous.
What if I have less than 35 years of NI?
You get a reduced pension proportional to your years. 30 years = 30/35 × £221.20 = £189.60/week. Below 10 years, no pension at all (unless contributing voluntary NI to top up). Many people fill gaps with voluntary Class 3 NI contributions before retirement to reach the maximum.
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