US Hourly Wage Calculator

Calculate hourly rate from annual salary or convert hourly wage to annual income. Account for vacation, sick time and benefits in total compensation.

Income Details

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Hourly Breakdown

Pre-Tax Hourly Rate:$24.04
Post-Tax Hourly Rate:$20.10

What you actually earn per hour

Tax Breakdown:

Federal:$4,016
FICA:$3,825
State:$354
Total Taxes:$8,195 (16.4%)

Pay Frequency Breakdown

Monthly

$4,167

gross

$3,484

net

Weekly

$962

gross

$804

net

Biweekly (Most Common)

$1,924

gross

$1,608

net

Annual

$50,000

gross

$41,805

net

Note:

This assumes full-time employment (2,080 hours per year - 40 hours/week, 52 weeks/year). The calculation uses simplified tax brackets and does not include deductions, credits, or pre-tax benefits (401k, health insurance, FSA).

Converting Between Hourly, Weekly, Monthly, and Annual

Standard conversions for full-time work (40 hours/week, 52 weeks): hourly x 40 = weekly, weekly x 52 = annual, annual / 12 = monthly, annual / 26 = biweekly. So $25/hour = $1,000/week = $52,000/year = $4,333/month = $2,000/biweekly. Adjust for unpaid lunch breaks (typically 30 min/day = 2.5 hours/week) if you only get paid for actual work hours.

Real-world hours are not always 40. Some salaried jobs effectively pay 50-60 hours/week, dropping the implicit hourly rate. A $80,000 salary at 40 hours = $38.46/hour; at 55 hours = $27.97/hour. Comparing offers across companies should normalise to 40-hour-week equivalents to be apples-to-apples.

Federal vs State Minimum Wage

Federal minimum wage has been $7.25/hour since 2009. Many states and cities have set higher local minimums: California $16/hour from 2024, New York $15-$16, Washington $16.28, Florida $13 (rising annually to $15 by 2026). Cities can go higher: Seattle $19.97 for large employers, San Francisco $18.67, NYC food service $16.

When state and federal differ, the higher applies. Tipped workers have a separate (lower) federal minimum of $2.13/hour, with the difference made up by tips. Many states (California, Oregon, Washington, Minnesota) require full minimum wage with tips on top - a structural reason restaurant prices in those states are higher.

What Hourly Looks Like After Tax

A $25/hour wage in California with full-time hours nets roughly $19/hour after federal, FICA, and state tax. In Texas (no state tax), the same $25 nets about $21/hour. In NYC (state + city tax), about $18/hour. The marginal hourly rate matters more than the headline if you are budgeting around take-home pay.

Overtime is calculated at 1.5x your regular rate for non-exempt employees over 40 hours/week (federal FLSA standard, some states have daily-overtime rules too). $25/hour with 5 hours of overtime in a week pays $25 x 40 + $37.50 x 5 = $1,187.50 gross. The [US Overtime Calculator](/us-overtime-calculator) handles the exact math including state-specific rules.

Comparing Hourly to Salary Offers

When comparing a salary offer to your current hourly job, account for: paid time off (15-25 days = $3,000-6,000 of value at $20-30/hour), employer health insurance ($500-1,500/month value), 401(k) match (3-6% of salary), and overtime potential lost on salary. A $52k salary with full benefits often beats $25/hour with no benefits, even though they look identical on paper.

The opposite case: if your hourly job has consistent overtime, a $25/hour worker doing 50 hours/week earns $30,500/year more than someone doing exactly 40 - so the equivalent salary is closer to $80,000 to make the move. Use the [US Salary vs Hourly Comparison](/us-salary-vs-hourly) for full benefits-adjusted math.

Frequently Asked Questions

How many work hours are in a year?

Standard full-time = 40 hours/week x 52 weeks = 2,080 hours/year. Subtract for unpaid lunch breaks if applicable. A salaried role with 15 vacation + 10 holidays might still work 1,880 hours but be paid for the full 2,080.

Are tipped wages legal?

Yes, in most states. Federal minimum for tipped workers is $2.13/hour as long as tips bring total to $7.25+. Seven states (California, Oregon, Washington, Alaska, Minnesota, Montana, Nevada) eliminate the tipped minimum entirely. New York and DC have phased systems.

Does '$1 an hour raise' mean a lot?

It compounds quickly. $1/hour raise = $40/week = $2,080/year before tax. Over a 30-year career with no further raises, that is $62,400 in cumulative gross pay. Always negotiate hourly raises; even $0.50/hour adds up meaningfully over years.

What is a living wage?

Living wage estimates (MIT Living Wage Calculator) are higher than minimum wage in nearly every metro. A single adult in 2024 needs roughly $20-25/hour in low-cost cities and $30-40/hour in expensive ones to cover housing, food, transportation, and basics without subsidies.

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