Shopify Profit Calculator

Calculate your Shopify costs per order and monthly profit. Compare Basic, Grow and Advanced plans with payment processing fees and find your best value plan.

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Based on Shopify fees as of 2026. Rates may vary.

Monthly profit

$2031.00

Per-Order FeesRateAmount
Payment processing2.9% + $0.30-$2.48
Currency conversion1.5%-$1.13
Total fees per order-$3.60
Monthly SummaryAmount
Revenue (50 orders)$3750.00
Product costs-$1250.00
Shipping costs-$250.00
Transaction fees-$180.00
Shopify plan (Basic)-$39.00
Monthly profit$2031.00
Plan ComparisonPlan/moFee/orderProfit/mo
BasicBest$39.00$3.60$2031.00
Shopify (Grow)$105.00$3.45$1972.50
Advanced$399.00$3.30$1686.00
Effective total fee rate (incl. plan)5.8%

Shopify's Three Plans and Who Each Is For

Shopify Basic costs $39 per month (or $29 annual) and works for shops doing under roughly $5,000 in monthly revenue. Shopify (Grow) jumps to $105 per month ($79 annual) and pays for itself once you cross around $10,000 monthly revenue thanks to lower payment processing rates. Advanced costs $399 monthly ($299 annual) and only earns its keep above roughly $25,000 monthly revenue. The breakeven points shift with your average order value and payment method.

The trick is the payment processing rates. Basic is 2.9% plus $0.30 per transaction, Grow is 2.7% plus $0.30, and Advanced is 2.5% plus $0.30. The 0.4% gap between Basic and Advanced is worth $40 per $10,000 of revenue, which compounds quickly. The calculator runs the comparison side by side so you can see exactly which plan is most profitable for your sales volume.

Shopify Plan Breakeven Reference (with Shopify Payments)

Monthly RevenueBasic ProfitGrow ProfitAdvanced ProfitBest Plan
$3,000+$26 vs GrowLossLossBasic
$5,000+$8 vs GrowEqualLossBasic/Grow tie
$10,000Grow wins by $26BestLoss vs GrowGrow
$25,000Loses to GrowGrow winsEqual to GrowGrow/Advanced tie
$50,000Loses badlyLoses to AdvancedBestAdvanced

Third-Party Payment Gateways: The Hidden Tax

Using Stripe, PayPal or any payment provider other than Shopify Payments triggers a third-party transaction fee on top of the gateway's own fee. Shopify charges 2% of the transaction value on Basic, 1% on Grow, and 0.6% on Advanced for the privilege of routing the payment outside their system. On $10,000 monthly revenue with Stripe, that is an extra $200 a month on Basic, $100 on Grow, $60 on Advanced.

For most stores, using Shopify Payments natively is the cheaper choice. The exceptions are sellers in regions where Shopify Payments isn't available, sellers needing specific gateway features (recurring billing, advanced fraud rules), or sellers integrated into a wider tech stack that already uses Stripe for other revenue streams. Crunch the third-party fee into the calculator before deciding; the apparent flexibility of using your own gateway often costs more than expected.

Currency Conversion: 1.5% You Probably Forgot About

If your shop sells in USD but you accept payment in another currency (a UK customer paying in GBP), Shopify charges a 1.5% currency conversion fee, rising to 2% for international cards. On a $75 order from a UK buyer, that is around $1.13 to $1.50 vanishing into the conversion fee in addition to the standard payment processing. Multi-currency stores sometimes opt to set local prices in each region to avoid the conversion fee, though this requires more pricing maintenance.

For dropshippers and digital product sellers serving global markets, the currency conversion fee can quietly take a percentage point off your margin that wasn't in the headline plan comparison. The calculator includes this in the per-order calculation. Compare the figure with [etsy-fee-calculator](/etsy-fee-calculator) if you're considering both platforms; Etsy's fee structure is generally simpler but takes a higher cut at the transaction level.

Frequently Asked Questions

What is the cheapest Shopify plan for a small business?

Shopify Basic at $39 monthly ($29 with annual billing) is the cheapest standard plan and works for stores doing under roughly $5,000 in monthly revenue. There is also Shopify Starter at $5 monthly which lets you sell through social media and chat without a full storefront, suitable for very low-volume sellers or those starting out.

When should I upgrade from Basic to Grow?

Around $7,000 to $10,000 monthly revenue is the typical breakeven point with Shopify Payments. The lower 2.7% transaction rate (vs 2.9% on Basic) saves enough to cover the higher monthly subscription cost from that volume upward. The exact figure depends on your average order value: high-AOV stores reach breakeven faster because the 0.2% saving compounds across larger transactions.

Does Shopify charge transaction fees if I use Stripe?

Yes. Using any payment processor other than Shopify Payments triggers an additional fee of 2% on Basic, 1% on Grow, or 0.6% on Advanced. This is on top of whatever Stripe (or your chosen gateway) charges. For most stores this makes Shopify Payments the cheaper choice unless you have specific reasons to use a third-party gateway.

What is a profitable margin on a Shopify product?

Aim for 50 to 70% gross margin on Shopify products before fees, which gives you a 30 to 50% net margin after the typical 8 to 12% in fees, marketing costs and overheads. Dropshippers often work on 20 to 30% gross margin and rely on volume; this is workable but leaves no buffer for ad cost increases or returns. Higher-margin products give resilience against fee changes and platform shifts.

Are there hidden costs beyond the monthly plan?

Yes. Premium themes ($150 to $400 one-off), apps for additional functionality ($10 to $200+ per month each), domain name (~$15 per year), and email marketing services (Klaviyo, Mailchimp) typically add $50 to $300 monthly to the headline plan cost. A realistic full operating cost for a Shopify store doing $10,000 a month is around $300 to $500 in tooling and subscriptions, before paid advertising.

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