Lay Bet Calculator

Calculate lay bet liability and potential outcomes on betting exchanges. See exactly how much you need in your exchange account and your profit or loss for each scenario.

A lay bet is betting against a selection on a betting exchange. You collect the stake if the selection loses, but must pay out the liability if it wins.

Configuration

Lay Odds (Decimal)

Lay Stake (£)

Exchange Commission (%)

What is Liability?

The amount you must pay out if the selection wins. You need this much in your exchange account to place the lay bet.

Results

Liability

£40.00

If selection wins, you pay this

Required Balance

£60.00

Minimum needed in exchange account

Scenarios

If Selection Wins

-40.00

You pay out the liability

If Selection Loses

+£19.00

Commission: £1.00

Back vs Lay

Back: Selection to win (normal betting)

Lay: Selection to lose (exchange betting)

18+ only. Please gamble responsibly. This tool is for informational and educational purposes only and does not constitute financial or gambling advice. Gambling carries risk and you should never bet more than you can afford to lose. If you or someone you know has a gambling problem, contact the National Gambling Helpline: 0808 8020 133 or visit BeGambleAware.org for free, confidential support.

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