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Canada Self-Employment Tax Calculator

Calculate self-employment tax and CPP contributions for freelancers and business owners. Shows deductible expenses and quarterly tax estimates.

Includes supplies, rent, utilities, equipment depreciation, etc.

Tax Calculation

Net Income:$60000.00
Federal Income Tax:$9227.31
Provincial Income Tax:$3380.71
CPP (both portions):$6723.50
Take-Home Income:$40668.47

Total Tax & CPP: $19331.53

Effective tax rate: 32.22%

CPP Contribution:

Self-employed individuals pay both employee and employer portions (11.9% total). This is not split with an employer.

Important Notes:

  • Rates are for 2025 tax year
  • Does not include GST/HST if registered
  • Quarterly instalments may be required for high income
  • Consult a tax professional for deductions and planning

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